Terms of Use

Effective Date: September 30, 2026

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Welcome to Retirement Income Wheel. These Terms of Use govern your access to and use of RetirementIncomeWheel.com, including its membership services, educational materials, market information, Wheel Opportunities, STI signals, dashboards, alerts and other content.

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By accessing or using this website or purchasing a membership, you agree to these Terms of Use.

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Educational Purpose

Retirement Income Wheel provides financial education, market information and tools intended to help investors evaluate potential opportunities using the Wheel options strategy and technical analysis.

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The information provided through Retirement Income Wheel is for educational and informational purposes only and is not personalized investment, financial, legal or tax advice.

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Retirement Income Wheel does not act as your investment adviser, broker, financial planner, attorney or tax adviser.

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You are responsible for evaluating information provided through the service and making your own investment decisions.

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Wheel Opportunities and STI Signals

Retirement Income Wheel may display potential opportunities identified through technical criteria, including signals such as PUT, WAIT and CALL.

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STI (Stock Trend Indicator) signals, Wheel Scores, technical indicators, option information and other tools are intended to assist members in evaluating market conditions.

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A PUT or CALL signal does not constitute an instruction or recommendation requiring a member to enter a particular transaction.

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Market conditions can change rapidly, and a signal that existed at one point may no longer be appropriate when viewed later.

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No signal, indicator, score or technical methodology can predict future market performance or guarantee profitable results.

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Investment and Options Risk

Investing involves risk, including the possible loss of principal.

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Options involve additional risks and are not appropriate for every investor.

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Cash-secured puts may result in assignment and require the investor to purchase shares at the strike price even when the market value of those shares has fallen substantially.

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Covered calls may limit potential gains and do not eliminate the downside risk associated with owning the underlying security.

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Members are responsible for determining whether any investment or options strategy is appropriate for their individual financial circumstances, objectives and risk tolerance.

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No Guarantee of Results

Retirement Income Wheel makes no guarantee regarding investment performance, trading profits, premium income, portfolio returns or the accuracy of any particular signal.

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Past performance does not guarantee future results.

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Examples of trades, premiums, investment returns or historical results are provided for educational purposes and should not be interpreted as a promise or representation that similar results will occur in the future.

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Market Information

Prices, option premiums, delta, implied volatility, technical indicators and other market information can change rapidly.

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Although Retirement Income Wheel seeks to provide useful and accurate information, information displayed through the service may be delayed, incomplete or different from information displayed by a brokerage firm or other market-data provider.

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Members should verify current market information through their brokerage platform before entering a transaction.

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Membership Accounts

Members are responsible for maintaining the confidentiality of their account credentials.

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Membership access is intended only for the individual or household associated with the membership unless otherwise expressly authorized.

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Members may not reproduce, distribute, resell, publish or provide paid Retirement Income Wheel content, alerts, signals or proprietary materials to others without written permission.

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Intellectual Property

The Retirement Income Wheel name, website content, educational materials, STI methodology and related graphics, reports, dashboards and materials are protected by applicable intellectual-property laws.

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Nothing in a membership transfers ownership of these materials to the member.

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Service Availability

Retirement Income Wheel may modify, update, suspend or discontinue features of the service when reasonably necessary.

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Temporary interruptions may occur because of maintenance, market-data providers, internet outages, third-party platforms or circumstances outside our control.

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Third-Party Services

The website may use or link to third-party services, including payment processors, website-hosting providers, market-data providers and other technology platforms.

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Retirement Income Wheel is not responsible for the content, availability, privacy practices or operation of third-party websites or services.

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Limitation of Liability

To the fullest extent permitted by applicable law, Retirement Income Wheel and its owners, operators and affiliates will not be liable for investment losses, lost profits, lost trading opportunities, market losses or other financial losses arising from reliance on information provided through the service.

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Nothing in these Terms excludes liability that cannot legally be excluded.

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Changes to These Terms

These Terms may be updated periodically to reflect changes to the service, applicable laws or business practices.

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The current version will be posted on this website with an updated effective date.
 

Contact  Questions regarding these Terms may be submitted through the contact information provided on RetirementIncomeWheel.com.