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Privacy Policy

Effective Date: September 30, 2026
 

Retirement Income Wheel respects the privacy of its visitors and members. This Privacy Policy explains the types of information that may be collected through RetirementIncomeWheel.com, how that information may be used and the choices available to users.
 

Information We May Collect

Depending on how you use the website, we may collect information such as:

  • Name

  • Email address

  • Membership and account information

  • Communications you send to us

  • Subscription status

  • Website usage information

  • Device and browser information

  • IP address and approximate location derived from it

  • Cookie and analytics information
     

If you purchase a membership, payment information may be processed by our payment or website service providers. Retirement Income Wheel does not need to directly store complete payment-card information when payment processing is handled by those providers.
 

How We Use Information

Information may be used to:

  • Create and maintain member accounts

  • Provide membership services

  • Process and administer subscriptions

  • Provide access to member-only content

  • Send service-related communications

  • Respond to questions and support requests

  • Improve the website and membership experience

  • Understand website usage

  • Detect or prevent misuse, fraud or security problems

  • Meet applicable legal and regulatory obligations
     

Marketing communications may be sent where permitted by law. Users may unsubscribe from promotional emails using the unsubscribe option included in those communications.
 

Wix and Other Service Providers

RetirementIncomeWheel.com may use Wix and other third-party service providers to operate the website, host information, manage memberships, process payments, provide analytics and perform related business functions.
 

These providers may process information on our behalf according to their own terms and privacy practices.
 

Cookies and Similar Technologies

The website may use cookies and similar technologies for functions such as account login, security, website operation, analytics and user preferences.
 

Some cookies are necessary for the website to function. Others may help us understand how visitors use the website.
 

Where required, visitors may be provided options for managing non-essential cookies.
 

Sharing of Personal Information

Retirement Income Wheel does not sell personal information for money.
 

Information may be shared with service providers when reasonably necessary to operate the website and membership service, process transactions, provide technical services, comply with legal obligations or protect the rights and security of Retirement Income Wheel and its users.
 

We may also disclose information when required by law, court order or other valid legal process.
 

If the business is involved in a merger, acquisition, financing, reorganization or sale of assets, information may be transferred as part of that transaction subject to applicable law.
 

Data Security

Reasonable administrative and technical measures are used to help protect personal information.
 

However, no internet service or electronic storage system can guarantee absolute security.
 

Data Retention

Personal information may be retained for as long as reasonably necessary to provide services, maintain business and transaction records, comply with legal requirements, resolve disputes and enforce agreements.
 

California Privacy Rights

California residents may have rights concerning their personal information under applicable California privacy laws.
 

Depending on the law and circumstances, these rights may include requesting information about personal information collected, requesting correction or deletion of certain information, and obtaining information about how personal information is used or disclosed.
 

Some rights and obligations apply only to businesses meeting particular statutory thresholds.
 

Requests concerning personal information may be submitted through the contact information provided on RetirementIncomeWheel.com.
 

We will not unlawfully discriminate against a user for exercising an applicable privacy right.
 

Children's Privacy

Retirement Income Wheel is intended for adults and is not directed to children under 13.
 

We do not knowingly seek to collect personal information from children under 13 through the service.
 

Changes to This Privacy Policy

This Privacy Policy may be updated periodically.
 

When material changes are made, the revised policy will be posted on the website with an updated effective date.
 

Contact

Questions or privacy requests may be submitted through the contact information provided on RetirementIncomeWheel.com.

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