Membership Cancellation & Refund Policy
Effective Date: September 30, 2026
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Retirement Income Wheel offers subscription-based access to educational materials, Wheel Opportunities, STI information and other member features.
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Membership Plans
Current membership options may include:
Monthly Membership — $29 per month
Annual Membership — $290 per year
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Current pricing displayed on the Membership or checkout page controls if pricing changes in the future.
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Automatic Renewal
Unless otherwise stated at checkout, paid subscriptions automatically renew at the end of each applicable billing period until canceled.
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Monthly memberships renew monthly.
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Annual memberships renew annually.
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The applicable membership fee is charged through the payment method associated with the member's account.
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Cancellation
Members may cancel their subscription at any time through the membership/account tools made available on the website or by contacting Retirement Income Wheel through the contact information provided on the website.
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Cancellation stops future renewals.
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Unless otherwise required by law, canceling a membership does not automatically refund charges already paid for the current billing period.
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Members generally retain access through the end of the period for which they have already paid.
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Refunds
Because Retirement Income Wheel provides immediate access to digital educational content, market information and member-only services, membership payments are generally non-refundable once access has been provided, except where required by applicable law.
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We understand that billing mistakes or unusual circumstances can occur. Members who believe they were charged incorrectly should contact Retirement Income Wheel so the matter can be reviewed.
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Nothing in this policy limits any refund or cancellation right that cannot legally be waived.
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Price Changes
Membership prices may change in the future.
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When required, existing members will receive appropriate notice before a pricing change affects a future renewal.
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Failed Payments
If a subscription payment cannot be processed, member access may be limited or suspended until the payment issue is resolved.
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Termination for Misuse
Retirement Income Wheel reserves the right to suspend or terminate access when a member materially violates the Terms of Use, including unauthorized distribution, reproduction or resale of member-only content.
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Any refund associated with termination will be determined according to applicable law and the circumstances involved.
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Contact
Questions regarding subscriptions, cancellations or billing may be submitted through the contact information provided on RetirementIncomeWheel.com.